COASTAL LIVING WITH ROOM FOR EVERYONE | 4 BEDROOMS | 3 BATHS | FULLY FURNISHED | BUILT 2020. | SELLERS WILL HELP WITH RATE BUY-DOWN AND CLOSING COST ASSISTANCE! - Picture mornings overlooking the fairways of Lost Key Golf Course, sunny afternoons at nearby Gulf beaches, and evenings with plenty of room for family and friends. Tucked inside the gated Banana Bay in Perdido Key, this 2,414-square-foot home offers a flexible layout designed for relaxing and entertaining. A paved two-car driveway provides convenient parking. The main level begins with a zero-step entry and an open kitchen, dining, and living area that flows to your private patio with golf course views. The primary suite, a second bedroom, and two full bathrooms are also downstairs, offering everyday convenience without relying on the stairs. Upstairs, two additional bedrooms, a third full bath, and TWO bonus rooms create room for guests, a media lounge, a home office, or hobbies. Two walk-in closets and an additional laundry area add practical flexibility. Built in 2020 with concrete, block, and steel construction and a metal roof, this home offers substantial features in a sought-after coastal setting. Banana Bay amenities include a private community beach on the Intracoastal Waterway, pool, hot tub, fitness center, and sauna. Explore nearby Johnson Beach, boating, fishing, golf, and waterfront dining. Whether you're seeking a primary residence, a second home, or a property to evaluate for rental use, the layout offers appealing possibilities. The home has previously been used as a short-term rental; third-party revenue projections are available upon request. Projections are estimates, not verified earnings or guarantees, and buyers should confirm rental eligibility and expenses. Offered furnished; seller concession available with an acceptable offer. Come see how much more this home has to offer! Buyer to verify HOA rules, measurements, and property details.